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Rockwood Financial GroupThom ShumosicBill McKinnonBob StoutKelly Kramarck
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IN THE NEWS

SHOULD YOU CONSIDER INVESTING IN COMMODITIES?

Are you concerned that bonds have run their course as interest rates start to climb, and that the returns for stocks in the coming decade may be below their historical average, as some observers predict? How about adding a little pork belly to your investment portfolio? Or soybeans, copper, gold, timber, cattle futures, or oil?

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INHERITING IRAS A TRICKY PROCESS

As the first generation of investors in traditional individual retirement accounts begin to die, an increasing number of surviving spouses or children are inheriting those IRAs. Unfortunately, in the process many inheritors are making irreversible mistakes that can cost them thousands of dollars in extra taxes and lost potential earnings.

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WINNING THE LOTTERY OR A PENSION: ONE LUMP OR MANY

A Massachusetts woman recently won one of the largest lottery jackpots ever: $294 million. Like most lottery winners, she took her winnings in a single-check lump sum. But is taking the lump sum always the best choice?

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CHOOSING BEST SMALL-BUSINESS STRUCTURE

Small-business owners have more factors and choices to consider than they once did when choosing the best business structure for their company. Yet many owners casually pick off the shelf “what everybody else is doing” instead of what’s best for them, caution financial planners.

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